So I added up all my debt now what do I do?  The truth is I’ve come up with all kinds of plans before on how to knock out this debt.  It has got me nowhere, except perhaps deeper in debt.  It needs to be realistic.  That’s that hard part.  I want it all paid off NOW!  On paper, I can lower our food budget to $100 a month and gas to $20 a month and POOF!, we have an extra $400 towards bills.  This is just not realistic.  I need to not only face how much we owe but also how much we spend…

What is a REALISTIC food budget for a family of 5?

Will we survive if we cut out the HD TV package?

Would it be cost effective to own our own milking cow?  (we spend  about $60-$70 a month on just milk!)

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